Social Security Payments of $5,180 + $967 Coming in April: Millions of Americans are set to receive their Social Security payments this April, with some beneficiaries receiving as much as $5,180 in retirement or SSDI benefits, and an additional $967 from Supplemental Security Income (SSI). These monthly payments are a critical source of income for retirees, individuals with disabilities, and lower-income households especially as inflation and the cost of living continue to impact everyday expenses.
Here’s a detailed look at who qualifies, how much you could receive, and when these payments will hit your bank account.
Breakdown of the $5,180 + $967 Social Security Payments
In 2025, the maximum Social Security retirement benefit is up to $5,180 per month for individuals who delay retirement until age 70. For most retirees who claim benefits at full retirement age, the average benefit is around $3,822 monthly.
On top of this, SSI (Supplemental Security Income) recipients may qualify for up to $943 per month for individuals or $1,415 for couples, with the average SSI payment estimated at $967 in 2025 due to the latest Cost-of-Living Adjustment (COLA).
Some beneficiaries may qualify for both Social Security retirement or SSDI and SSI, a combination known as concurrent benefits, potentially totaling over $6,000 per month.
Who Qualifies for These Benefits?
To understand your eligibility, it’s important to know the criteria for each type of Social Security benefit.
Social Security Retirement or SSDI Benefits (Up to $5,180)
To qualify for retirement or disability benefits through Social Security:
- You must have worked and paid Social Security taxes for a sufficient number of years (typically 10+ years).
- Retirement benefits begin as early as age 62, with full benefits available between ages 66 and 67 depending on your birth year.
- The maximum benefit of $5,180/month is reserved for those who delay retirement until age 70 and have earned the maximum taxable income for at least 35 years.
- SSDI (Social Security Disability Insurance) is available to those with a qualifying disability, regardless of age, provided they’ve earned enough work credits.
Supplemental Security Income (SSI) – Averaging $967 in 2025
SSI is a needs-based program and does not require a work history. You may be eligible if:
- You are age 65 or older, blind, or disabled.
- You have limited income and financial resources.
- You are a U.S. citizen or a qualifying non-citizen.
Concurrent benefits may be available if you qualify under both SSDI and SSI criteria.
April 2025 Social Security Payment Schedule
When you receive your Social Security or SSI payments depends on your benefit type and date of birth. Here’s the full April 2025 payment calendar:
SSI Payment Date:
- April 1, 2025 – All SSI recipients will receive their monthly payment on this date.
SSDI/Retirement Benefit Payment Dates (Based on Birthdays):
- April 9, 2025 – For those born between the 1st and 10th of any month.
- April 16, 2025 – For birthdays falling between the 11th and 20th.
- April 23, 2025 – For those born between the 21st and 31st.
Additionally, if you began receiving benefits before May 1997, your payment will be issued on April 3, 2025, regardless of your birth date.
How to Check Eligibility and Manage Your Social Security Account
To view your benefit details or confirm eligibility:
- Visit the official Social Security Administration website.
- Log in or create your My Social Security account.
- Check your estimated benefits, payment dates, and eligibility status.
- Keep your direct deposit, address, and income information up to date to avoid delays.
Final Thoughts
Social Security payments are a lifeline for many households, especially in times of financial uncertainty. If you’re eligible for SSDI, retirement benefits, or SSI, be sure to verify your qualifications and mark your calendar for the upcoming April 2025 payment dates. With potential monthly payments reaching over $6,000, these benefits can offer critical support to help cover rent, food, healthcare, and other essentials.
Stay informed, stay prepared and don’t forget to log into your My Social Security account to ensure everything is accurate.
FAQs
1. Who qualifies for the $5,180 Social Security payment?
Those who delay retirement until age 70 and have high lifetime earnings may receive up to $5,180 monthly.
2. What is the average SSI payment in 2025?
The average SSI payment is about $967 per month due to the latest COLA increase.
3. Can I receive both SSI and SSDI benefits?
Yes, if you meet the requirements for both, you may receive concurrent benefits.
4. When will I get my Social Security payment in April 2025?
Payment dates depend on your birth date, with checks sent on April 3, 9, 16, or 23.
5. How can I check my Social Security eligibility or payment schedule?
Log into your My Social Security account at ssa.gov for personalized info.