Social Security COLA Payments on April 9: If you depend on Social Security or are simply keeping up with the latest benefits news, mark your calendar April 9, 2025, is an important date. That’s when the Social Security Administration (SSA) will send out the first wave of this month’s Cost-of-Living Adjustment (COLA) payments to eligible retirees.
Who Will Receive a Social Security COLA Payments on April 9?
Social Security payments are scheduled based on your birth date and when you started receiving benefits. If you were born between the 1st and 10th of any month and began receiving Social Security benefits after May 1997, then you can expect your payment on Wednesday, April 9.
This payment is part of the SSA’s standard monthly schedule and includes this year’s COLA increase, which helps Social Security recipients keep pace with the rising cost of living.
What Is the 2025 COLA?
Starting in January 2025, Social Security benefits saw a 2.5% Cost-of-Living Adjustment. This annual increase is designed to help offset inflation, including the growing costs of essentials like housing, food, and medical care.
What Are the 2025 Benefit Amounts?
The average Social Security retirement benefit in 2025 is approximately $1,976 per month. However, the amount you receive depends on when you choose to retire:
- At age 62 (early retirement): Up to $2,831 per month
- At full retirement age: Around $4,018 per month
- At age 70 (delayed retirement): Up to $5,118 per month
These figures include the recent COLA increase and reflect the SSA’s continued efforts to support financial stability for millions of Americans.
What’s New in 2025?
This year also brings a few important changes to the Social Security program:
- A higher taxable earnings limit
- Changes to the full retirement age
- Continued adjustments aimed at ensuring the program’s long-term sustainability
Whether you’re already receiving benefits or planning for retirement, it’s more important than ever to stay informed and plan ahead.
FAQs
1. Who will receive Social Security payments on April 9, 2025?
Those born between the 1st and 10th of any month who started receiving benefits after May 1997.
2. What is the COLA increase for 2025?
Social Security benefits increased by 2.5% in 2025 to help offset inflation.
3. How much is the average monthly benefit in 2025?
The average Social Security benefit is about $1,976 per month.
4. What’s the maximum monthly benefit at age 70?
If you retire at 70, you could receive up to $5,118 per month.
5. What other changes are coming to Social Security in 2025?
Expect a higher taxable earnings limit and shifts in full retirement age.